Standard Repayment

The borrower will pay a fix amount each month for the life of the loan. The payment would be determined by your borrowed amount, interest rate, and term of the loan.

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Graduated Repayment

The borrower would make payments lower than the standard repayment plan, but would gradually increase every two years.

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Income Contingent(ICR)

In this plan, the borrower would make payments based on their income, family size, loan balance, and interest rate.Borrowers in the ICR can have a payment as low as $0.00/mo

Income Based(IBR)

This plan bases the borrowers payment strictly on their income and family size. The balance of the loan and interest rate are not used in calculating the monthly payment. The borrower would be responsible to pay 15% of their discretionary income to their federal student loans. Borrowers in the IBR can have a payment as low as $0.00/mo

Why Student Advisement Group

We Have Helped Thousands Of Students And Alumni With Over $10k In Debt Get Either Lower Payments Or In A Lot Of Cases Complete Relief Of The Loan All Together.

Our Automated System Gives You A Portal To Upload Any DOcuments Needed And Automatically Chooses The Best System For Relief You Qualifiy For. Also You Can See The Status And Control Your Account The Whole Way.

A Company You Can Trust

90% Of Student Loan Companies Go Out Of Business In Just A Year Or Too. So They Will Never Be Able To Take Care Of You For 20 Years. We Have A Proven Proprietary Automated System That You Control Every Step Of The Way FOr A Small Monthly Fee.

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